Which bank in Ukraine is the most reliable?

The most reliable are considered state banks (PrivatBank, Oschadbank) and banks with foreign capital (Raiffeisen, UkrSibbank, OTP), as they have high capitalization and support from parent groups.

Which bank has the most branches and ATMs?

Oschadbank has the largest branch network (over 1,600), while PrivatBank has the largest ATM network (about 5,000 own) and monobank offers access to 30,000+ via partners.

Where are currency rates more favorable at banks?

Rates change daily. You can compare current buy and sell rates at banks in the “Compare rates” section of our site.

How to choose a bank to open a card?

Pay attention to service fees, nearby branches, app convenience, currency rates and cashback terms. Mobile banks (monobank, Sense) are convenient for everyday payments.

Rates updateToday at 23:40

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ОТП Банк

A universal bank, part of the European financial group OTP Group.

Founded1998

CountryУкраїна

Branches50+

ATMs300+

Clients500K+

About ОТП Банк

A universal bank, part of the European financial group OTP Group.

Market experience

Operating since 1998

Wide network

50+ branches, 300+ ATMs

Digital bank

Over 90% of services online

Reliability

Bank with foreign capital

More about the bank →

All cards ОТП Банк

Choose the card that suits you. Issue online in a few minutes.

ОТП Банк

Mastercard StandardDebit→

OTP Bank's basic debit card for everyday purchases and payments.

0% top-up commissionCashback up to 3% on purchasesPayPass contactless payment

ОТП Банк

Money in Your PocketCredit→

OTP Bank credit card with a grace period and free cash withdrawals.

Grace period up to 55 days0% cash withdrawal commissionCredit limit up to UAH 200,000

ОТП Банк

Mastercard GoldPremium→

OTP Bank's upper-tier debit card with extended Gold privileges.

0% currency conversion feeMastercard Gold privileges and bonusesCashback on purchases

ОТП Банк

Mastercard World Black EditionPremium→

OTP Bank's Premium Black Edition package with travel privileges.

Premium service and loyalty programTravel options and lounge accessPersonal manager

ОТП БанкVISA

Visa ClassicDebit→

OTP Bank's classic debit card on the Visa payment system.

0% top-up commission3D-Secure online payment protectionCashback on purchases

Online issue

Open a card in 5 minutes in the app.

Secure

3D Secure, SMS confirmation and operation monitoring.

Manage the card

Limits, blocking, PIN change in the app.

More bonuses

Promotions, personal offers and monthly cashback.

Latest bank news

All news →

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Articles about ОТП Банк

Useful guides, reviews and tips for clients of ОТП Банк

All articles →

How to open a card at OTP Bank: online and at a branch

A step-by-step guide to opening an OTP Bank card — online in the mobile app or at a branch, which cards are available and what you need.

5 min read→

The OTP Bank mobile app: registration and features

How to install and register in the OTP Bank mobile app, which operations are available and how to secure your login.

5 min read→

Transfers at OTP Bank: methods, limits and fees

How to send money at OTP Bank — by card number, by details, in the mobile app or at a branch, with limits and fees.

5 min read→

A deposit at OTP Bank: how to open it and the terms

What deposits OTP Bank offers, how to open one online in the app or at a branch, the rate, top-ups, auto-renewal and deposit guarantee.

6 min read→

OTP Bank "Money in your pocket" credit card: grace period and payments

What the OTP Bank "Money in your pocket" credit card is, how the grace period and minimum payment work, how to get it and use it without overpaying.

6 min read→

A cash loan at OTP Bank: how to arrange and calculate it

How to arrange a cash loan at OTP Bank, what the rate and payment depend on, how to calculate the overpayment and repay early.

5 min read→

Paying utilities at OTP Bank: via the app and at a branch

How to pay utilities at OTP Bank — in the mobile app with templates and QR, submitting meter readings, or at a branch.

5 min read→

OTP Bank exchange rate: exchange online and in the app

Where to check the OTP Bank exchange rate, the difference between cash and non-cash rate, how to exchange in the app and what limits apply.

5 min read→

How to block an OTP Bank card: all the ways

How to block an OTP Bank card in the mobile app, by calling the hotline or at a branch, what to do in case of theft and fraud and how to order a reissue.

5 min read→

More useful materialsGuides, tips and answers to questions about all bank services.All articles →

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