How to open a card at OTP Bank: online and at a branch

OTP Bank is a Ukrainian bank, part of the international OTP Group (Hungary). You can open a card online in the bank's mobile app or at a branch. Let's look at both ways, which cards are available and what you'll need.

What you need to open a card

• a Ukrainian passport (ID card or booklet);
• a tax number (RNOKPP);
• for online — a smartphone and the OTP Bank mobile app.

Which cards you can open

• Mastercard Standard / Visa Classic — basic debit cards for everyday purchases;
• "Money in your pocket" (Mani na karmani) — a credit card with a limit and grace period;
• Mastercard Gold — a card with extended features;
• Mastercard World Black Edition — a premium card with privileges.

How to open a card online

1. Install the OTP Bank mobile app from the App Store or Google Play.
2. Register with your phone number and pass identification.
3. Choose a card and apply.
4. After issuance, use the card and collect the plastic at a branch or order delivery (depending on the product).

Screenshot: applying for a card in the OTP Bank app

How to open a card at a branch

1. Take your passport and tax number.
2. Visit the nearest OTP Bank branch.
3. Choose a card, sign the contract — the plastic is issued at the branch.

FAQ

Can I open a card online?

Yes, via the OTP Bank mobile app with remote identification. Some products are also issued at a branch.

Which card is the main one for everyday purchases?

Mastercard Standard or Visa Classic — the basic debit ones. For credit funds there's "Money in your pocket".

How much does servicing cost?

It depends on the card type and service package. Check current tariffs in the app or on the bank's website.

Do I need a tax number?

Yes, to open an account you'll need a passport and RNOKPP.

Terms, tariffs and the list of cards may change — check current information in the OTP Bank app or on the bank's website.