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Currency market
Currency market: rate dynamics, trading, analyst forecasts and events that move the hryvnia.
The National Bank updated the exchange rate: how much the dollar and euro will cost on July 27
The National Bank of Ukraine set the official exchange rate for Monday, July 27. The hryvnia strengthened slightly against the dollar and more noticeably against the euro. At the same time, the American currency is already being sold above the psychological mark of 45 hryvnias in bank exchange offices.
Why is the exchange rate different from the NBU exchange rate and which of them is "real"
The NBU exchange rate and the exchange rate are different, because they are two different markets: the official one is the average price of a non-cash dollar, and the cash exchange also includes the exchanger's expenses, risk and profit. We explain the difference and how to pay less for currency.
When is it more profitable to change currency: seasonality of the hryvnia exchange rate based on 2024–2026 data
The hryvnia exchange rate has a recurring annual rhythm: the greatest pressure occurs at the end of December - January, when the budget pays out record amounts, and the calmest periods are the end of winter-spring and mid-summer. According to the data of 2024–2026, the difference between the "successful" and "unsuccessful" moment of buying currency reached 2–4%. We analyze the mechanics of seasonality on real numbers, the calendar by months and the fair limits of the method.
What will happen to the euro rate by the end of 2026: expert forecasts
By the end of 2026, according to the forecast of bankers of the Association of Ukrainian Banks, the euro exchange rate in Ukraine will rise to 52.5–53.5 UAH/€ from the current 51.16 UAH/€. We analyze the forecasts, the mechanics of the exchange rate and what this means for saving in euros.