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Banking
Ukrainian banking news: deposits, loans, cards, service terms and bank ratings.
The Council adopted in the first reading the draft law on the accession of Ukraine to SEPA
The Verkhovna Rada supported as a basis the draft law that brings Ukraine closer to the SEPA Single Euro Payments Area. The document should reduce transfer fees for Ukrainians abroad and businesses.
Preferential loans of 5-7-9% in 2026: who is given and under what conditions
We analyze who can apply for the 5-7-9% state program, which banks issue it, which documents are required and where they are most often refused.
Oschadbank has increased energy financing to UAH 11 billion in 2026
In 2026, Oschadbank concluded credit agreements for financing energy projects for UAH 11 billion - 62% more than last year. The bank is also developing its own autonomous branch power supply system.
The NBU recognized the impeccable reputation of the owners of Miloan and 4 other companies
The National Bank recognized the impeccable business reputation of five financial companies due to the Russian citizenship of one of the owners and unreliable data. Among the institutions is the Miloan online lending service.
The NBU will increase the minimum capital of banks to UAH 250 million from 2027
From January 3, 2027, the NBU will increase the minimum regulatory capital of banks from UAH 200 million to UAH 250 million. At the same time, the regulator simplifies crediting conditions for defense enterprises, energy and critical infrastructure.
Microloans online: risks, real rate and alternatives
A payday microloan seems like a quick rescue, but the real value of money there is often higher than it appears from advertising. We figure out how to calculate it and what to take instead.
Credit card or cash loan: which is cheaper in the end
A card with a grace period and a cash loan calculate the overpayment differently. We show by examples when a card is cheaper, and when - a regular loan with a schedule.
Credit history in Ukraine: where to check and how to correct errors
We explain who keeps the credit history of Ukrainians, how to check your rating for free and what to do if there is an error in the bureau's report.
The card was blocked due to financial monitoring: what to do and how to unblock it
Has the bank frozen the account and is asking for documents? We explain why this happens, what papers to prepare and how long to wait for unlocking.
Card for traveling abroad: which currency to keep and how to avoid commissions
We analyze whether it is worth opening a foreign currency account before the trip, how banks make money on the conversion of checks and which card really saves money abroad.
The European Commission requires Ukraine to speed up account registers for SEPA
Brussels insists that Ukraine quickly adopt laws on registers of bank accounts, safes and owners of trusts without delay - this is a condition for access to the SEPA fast payments system.
Cashback Debit Cards 2026: Which is Really Good and Which is Marketing
Cashback in card ads and cashback in your wallet are often two different numbers. We explain the conditions under which banks earn more than they return.