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Banking
Ukrainian banking news: deposits, loans, cards, service terms and bank ratings.
Ukrainians began to take out mortgages less often: banks reduced the issuance of loans by 16%
In June 2026, Ukrainian banks issued 763 new mortgage loans for UAH 1.47 billion. Compared to May, the number of issued loans decreased from 776 to 763, and their total amount — from UAH 1.53 billion to UAH 1.47 billion. This is evidenced by the data of the bank survey conducted by the National Bank of Ukraine. 38 institutions took part in the study, accounting for more than 98% of the total mortgage portfolio of the banking sector.
The state still controls half of Ukraine's banking sector: the share of state-owned banks is decreasing
In the second quarter of 2026, state banks accounted for 50.3% of the banking system's net assets. At the same time, private institutions continue to grow faster, gradually reducing the share of the state.
Hryvnia and currency deposits are growing: which banks did Ukrainians choose?
Ukrainians continue to actively place their savings in term deposits. In the first half of 2026, PrivatBank, Oschadbank, and Universal Bank recorded the largest increase in household hryvnia deposits, while Oschadbank became the leader in the currency segment. Financial analyst Andriy Shevchyshyn writes about this.
Banks of Ukraine earned a third less in half a year: who remained among the leaders
In the first half of 2026, Ukrainian banks received UAH 54.07 billion in net profit — 32% less than in the same period last year. At the same time, some banks managed to increase their financial results, while 11 institutions ended the first half of the year with losses. This is evidenced by the data of the National Bank of Ukraine.
More than 1.4 billion payment transactions were conducted in Ukraine in half a year, - NBU
Over 1.4 billion payment transactions worth almost UAH 27.5 trillion were conducted in Ukraine in six months. At the same time, the number of payments decreased compared to last year, but their total amount increased significantly. Separately, the volume of remittances from Ukraine abroad increased significantly.
A 2,000 hryvnia banknote will appear in Ukraine from September 4: the NBU explained why it is needed
The National Bank of Ukraine will introduce a 2,000 UAH banknote into circulation on September 4, 2026. It will become the largest denomination of the Ukrainian hryvnia and will replace part of the need for 1,000 hryvnia bills. The NBU explains the decision by more than one factor. In the seven years since the introduction of the UAH 1,000 banknote, salaries, prices, the volume of cash in the economy, and the structure of banknotes in circulation have changed significantly.
Ukrainians bought $2 billion worth of currency in July
In July 2026, Ukrainians purchased cash foreign currency worth $2 billion, while selling it for $1.5 billion. Thus, the purchase exceeded the sale by approximately $0.5 billion. For comparison, in June the difference was $0.51 billion, and in July last year - $0.33 billion.
International reserves of Ukraine decreased in a month: how much money is left
International currency reserves of Ukraine decreased by 0.1% in July. As of August 1, their volume amounted to $51.2 billion. The change in the indicator was influenced by the currency operations of the National Bank and payments on foreign debt. At the same time, a significant part of the costs was compensated by international financial assistance, the placement of currency bonds and the conversion of funds from the EU.
The NBU relaxed credit rules for business: what will change for entrepreneurs and farmers
The National Bank of Ukraine has adopted new measures to support businesses that have faced financial difficulties, logistical problems and infrastructure damage due to the war. Banks were allowed to carry out loan restructuring more flexibly, and it was simplified for agrarian businesses to attract financing against the collateral of products.
The 2,000 hryvnia banknote will not lead to inflation: why the new denomination does not increase the amount of money
The introduction of a new 2,000 hryvnia banknote in Ukraine does not mean the start of a "printing press" or an automatic increase in inflation. The new denomination is designed to make cash circulation more efficient and corresponds to the changes that have already taken place in the economy in recent years.
Ukreximbank will stop paying pensions and social assistance from October 1: what do recipients need to do
From October 1, 2026, JSC "Ukreximbank" will stop servicing accounts through which the Pension Fund of Ukraine transfers pensions, housing subsidies, benefits and other state social payments. In this regard, citizens who receive funds through this bank have until September 15, 2026 to change financial institutions to avoid delays in payments.
The NBU has updated the rules for forced debiting of funds from accounts: what will change for taxpayers
The National Bank of Ukraine has changed the procedure for forced debiting of funds from bank accounts to meet the demands of debt collectors, in particular during the repayment of tax debt. The main innovation is that if the debtor's account does not have enough funds, the bank will no longer be limited to a one-time check of the balance. From now on, the financial institution will accumulate funds that will be deposited into the account until they are sufficient to fulfill the payment instruction. The new mechanism is expected to make the debt collection process faster, more automated and more efficient.