EN
Banking
Ukrainian banking news: deposits, loans, cards, service terms and bank ratings.
Ukrainians bought $2 billion worth of currency in July
In July 2026, Ukrainians purchased cash foreign currency worth $2 billion, while selling it for $1.5 billion. Thus, the purchase exceeded the sale by approximately $0.5 billion. For comparison, in June the difference was $0.51 billion, and in July last year - $0.33 billion.
International reserves of Ukraine decreased in a month: how much money is left
International currency reserves of Ukraine decreased by 0.1% in July. As of August 1, their volume amounted to $51.2 billion. The change in the indicator was influenced by the currency operations of the National Bank and payments on foreign debt. At the same time, a significant part of the costs was compensated by international financial assistance, the placement of currency bonds and the conversion of funds from the EU.
The NBU relaxed credit rules for business: what will change for entrepreneurs and farmers
The National Bank of Ukraine has adopted new measures to support businesses that have faced financial difficulties, logistical problems and infrastructure damage due to the war. Banks were allowed to carry out loan restructuring more flexibly, and it was simplified for agrarian businesses to attract financing against the collateral of products.
The 2,000 hryvnia banknote will not lead to inflation: why the new denomination does not increase the amount of money
The introduction of a new 2,000 hryvnia banknote in Ukraine does not mean the start of a "printing press" or an automatic increase in inflation. The new denomination is designed to make cash circulation more efficient and corresponds to the changes that have already taken place in the economy in recent years.
Ukreximbank will stop paying pensions and social assistance from October 1: what do recipients need to do
From October 1, 2026, JSC "Ukreximbank" will stop servicing accounts through which the Pension Fund of Ukraine transfers pensions, housing subsidies, benefits and other state social payments. In this regard, citizens who receive funds through this bank have until September 15, 2026 to change financial institutions to avoid delays in payments.
The NBU has updated the rules for forced debiting of funds from accounts: what will change for taxpayers
The National Bank of Ukraine has changed the procedure for forced debiting of funds from bank accounts to meet the demands of debt collectors, in particular during the repayment of tax debt. The main innovation is that if the debtor's account does not have enough funds, the bank will no longer be limited to a one-time check of the balance. From now on, the financial institution will accumulate funds that will be deposited into the account until they are sufficient to fulfill the payment instruction. The new mechanism is expected to make the debt collection process faster, more automated and more efficient.
The National Bank has updated the corporate governance rules for banks: what will change and what new requirements are introduced
The National Bank of Ukraine reviewed approaches to corporate governance in the banking sector and introduced new recommendations that should bring banks' activities in line with modern international standards. The updated rules emphasize sustainable development, social responsibility, ESG risk management and transparency of financial institutions. The new requirements also take into account the peculiarities of the work of banks during the war and the future post-war reconstruction of Ukraine.
FOP transfers will be limited from August 1: what limits are introduced by banks and who does it apply to
Financial monitoring rules for individual entrepreneurs and companies are changing in Ukraine. Banks will strengthen control over high-risk clients and will gradually introduce limits on the amount of transfers. At the same time, the new rules do not mean the automatic blocking of accounts for all entrepreneurs — the main focus will be on risky transactions that may have signs of using FOPs to hide income or make atypical payments.
Banks of Ukraine issued mortgage loans for over UAH 1.5 billion in a month
In May 2026, Ukrainian banks continued to increase mortgage lending, issuing 776 loans for a total amount of over UAH 1.5 billion. The most active loans were issued for housing in the Kyiv region and the capital, and the quality of the mortgage portfolio remains high.
The NBU issued a commemorative coin "Sea Baby" with a denomination of 5 hryvnias
The National Bank of Ukraine has put into circulation a new commemorative coin "Ukrainian Cotton. Sea Baby Sea Drone" with a denomination of 5 hryvnias. It was dedicated to the Ukrainian surface drone, created by SBU specialists to perform combat missions in the Black Sea. The circulation of the coin will be up to 75,000 copies, and the sale will start on July 30.
In half a year, Ukrainian banks reduced the network of branches: who closed the most
In the first six months of 2026, the banking network in Ukraine became smaller by 61 branches. The biggest decline was in state-owned and large commercial banks, while individual financial institutions continued to expand their presence by opening new customer service points.
How much does it cost to withdraw currency from an account: bank commissions in 2026
Withdrawing dollars or euros from your own currency account in Ukraine costs from 0% (PrivatBank ATMs for currency cards) to 0.9% (monobank), and almost all banks abroad charge about 2%. We analyze proven tariffs, limits and three legal ways to reduce the cost of withdrawal to zero.