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Banking
Ukrainian banking news: deposits, loans, cards, service terms and bank ratings.
The National Bank has updated the corporate governance rules for banks: what will change and what new requirements are introduced
The National Bank of Ukraine reviewed approaches to corporate governance in the banking sector and introduced new recommendations that should bring banks' activities in line with modern international standards. The updated rules emphasize sustainable development, social responsibility, ESG risk management and transparency of financial institutions. The new requirements also take into account the peculiarities of the work of banks during the war and the future post-war reconstruction of Ukraine.
FOP transfers will be limited from August 1: what limits are introduced by banks and who does it apply to
Financial monitoring rules for individual entrepreneurs and companies are changing in Ukraine. Banks will strengthen control over high-risk clients and will gradually introduce limits on the amount of transfers. At the same time, the new rules do not mean the automatic blocking of accounts for all entrepreneurs — the main focus will be on risky transactions that may have signs of using FOPs to hide income or make atypical payments.
Banks of Ukraine issued mortgage loans for over UAH 1.5 billion in a month
In May 2026, Ukrainian banks continued to increase mortgage lending, issuing 776 loans for a total amount of over UAH 1.5 billion. The most active loans were issued for housing in the Kyiv region and the capital, and the quality of the mortgage portfolio remains high.
The NBU issued a commemorative coin "Sea Baby" with a denomination of 5 hryvnias
The National Bank of Ukraine has put into circulation a new commemorative coin "Ukrainian Cotton. Sea Baby Sea Drone" with a denomination of 5 hryvnias. It was dedicated to the Ukrainian surface drone, created by SBU specialists to perform combat missions in the Black Sea. The circulation of the coin will be up to 75,000 copies, and the sale will start on July 30.
In half a year, Ukrainian banks reduced the network of branches: who closed the most
In the first six months of 2026, the banking network in Ukraine became smaller by 61 branches. The biggest decline was in state-owned and large commercial banks, while individual financial institutions continued to expand their presence by opening new customer service points.
How much does it cost to withdraw currency from an account: bank commissions in 2026
Withdrawing dollars or euros from your own currency account in Ukraine costs from 0% (PrivatBank ATMs for currency cards) to 0.9% (monobank), and almost all banks abroad charge about 2%. We analyze proven tariffs, limits and three legal ways to reduce the cost of withdrawal to zero.
The Ukrainian analogue of Starlink: Stetman is preparing the launch of 360 satellites in partnership with SpaceX
The Ukrainian company Stetman continues the implementation of a large-scale space project to create its own satellite group. By 2030, it is planned to deploy 360 satellites in orbit, which will provide secure communication for government structures, the military and, in the future, for partner countries.
Which bank to choose for FOP in 2026: comparison of conditions of five banks
For most FOPs without cash revenue, the cheapest option in 2026 is monobank: free service, zero commissions for transfers of own funds and foreign currency accounts with free SWIFT. If the business involves cash, trade or acquiring, PrivatBank and FUIB are stronger.
Where Ukrainians receive their pensions: 83% choose banks, 17% choose Ukrposhta
The Pension Fund of Ukraine has published up-to-date statistics on ways to receive pensions as of July 1, 2026. Most pensioners already use banking institutions, while almost every sixth person continues to receive payments through Ukrposhta.
Cash in circulation has increased in Ukraine: the NBU named the most common banknotes
As of July 1, 2026, the volume of cash in circulation in Ukraine amounted to UAH 970.8 billion, which is UAH 44.5 billion, or 4.8%, more than at the beginning of the year. This was reported by the National Bank of Ukraine.
The NBU proposes to cancel the tariff restriction for banks in the cash market
The National Bank of Ukraine once again submitted for public discussion changes to the rules of operation of authorized banks with cash reserves. One of the key proposals is the abolition of the tariff cap on the interbank cash market.
Business loans in Ukraine increased by 31% over the year: the NBU notes the increase in bank lending
Bank lending in Ukraine continues to recover. According to the National Bank, in June 2026 the volume of net hryvnia loans issued to businesses increased by 31% year-on-year. At the same time, lending to the population also shows high rates — plus 36% compared to the same period last year.