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Banking
Ukrainian banking news: deposits, loans, cards, service terms and bank ratings.
The NBU warned about the risks of a 50% bank profit tax: lending may slow down
The National Bank of Ukraine opposed the repeated extension of the increased bank profit tax rate in 2027. According to the regulator's assessment, the additional withdrawal of income may weaken the ability of financial institutions to raise capital, restrain business lending and reduce the investment attractiveness of the banking sector.
Ukrainian banks issued mortgages for UAH 1.5 billion per month: which regions became the leaders
In August 2026, Ukrainians issued 722 mortgage loans for a total amount of UAH 1.5 billion. The largest number of loans went to the Kyiv region, while at the weighted average effective rate, the primary housing market remained more affordable than the secondary housing market. This is evidenced by the results of the monthly bank survey published by the National Bank of Ukraine.
Old 5 kopecks from 1992 can be worth up to UAH 15,000: what signs to look for on a coin
An ordinary-looking Ukrainian coin can turn out to be a valuable specimen for numismatists. Among the 5 kopecks of 1992 there are rare varieties, the value of which, according to the numismatic portal "Berry Coins", can reach 15,000 UAH. To find such a coin, you need to carefully check the notches on its edge and the peculiarities of the image of the trident.
Ukraine has updated the rules for attracting foreign loans: the funds will be directed to defense and reconstruction
The Cabinet of Ministers updated the mechanism for attracting and using loans from foreign countries and international financial institutions. The new rules should make the procedure for selecting creditors more systematic, and the use of loan funds more transparent and controlled.
Ukrainians began to take out mortgages less often: banks reduced the issuance of loans by 16%
In June 2026, Ukrainian banks issued 763 new mortgage loans for UAH 1.47 billion. Compared to May, the number of issued loans decreased from 776 to 763, and their total amount - from UAH 1.53 billion to UAH 1.47 billion. This is evidenced by the data of the bank survey conducted by the National Bank of Ukraine. 38 institutions took part in the study, accounting for more than 98% of the total mortgage portfolio of the banking sector.
The state still controls half of Ukraine's banking sector: the share of state-owned banks is decreasing
In the second quarter of 2026, state banks accounted for 50.3% of the banking system's net assets. At the same time, private institutions continue to grow faster, gradually reducing the share of the state.
Hryvnia and currency deposits are growing: which banks did Ukrainians choose?
Ukrainians continue to actively place their savings in term deposits. In the first half of 2026, PrivatBank, Oschadbank, and Universal Bank recorded the largest increase in household hryvnia deposits, while Oschadbank became the leader in the currency segment. Financial analyst Andriy Shevchyshyn writes about this.
Banks of Ukraine earned a third less in half a year: who remained among the leaders
In the first half of 2026, Ukrainian banks received UAH 54.07 billion in net profit - 32% less than in the same period last year. At the same time, some banks managed to increase their financial results, while 11 institutions ended the first half of the year with losses. This is evidenced by the data of the National Bank of Ukraine.
More than 1.4 billion payment transactions were conducted in Ukraine in half a year, - NBU
Over 1.4 billion payment transactions worth almost UAH 27.5 trillion were conducted in Ukraine in six months. At the same time, the number of payments decreased compared to last year, but their total amount increased significantly. Separately, the volume of remittances from Ukraine abroad increased significantly.
A 2,000 hryvnia banknote will appear in Ukraine from September 4: the NBU explained why it is needed
The National Bank of Ukraine will introduce a 2,000 UAH banknote into circulation on September 4, 2026. It will become the largest denomination of the Ukrainian hryvnia and will replace part of the need for 1,000 hryvnia bills. The NBU explains the decision by more than one factor. In the seven years since the introduction of the UAH 1,000 banknote, salaries, prices, the volume of cash in the economy, and the structure of banknotes in circulation have changed significantly.
Ukrainians bought $2 billion worth of currency in July
In July 2026, Ukrainians purchased cash foreign currency worth $2 billion, while selling it for $1.5 billion. Thus, the purchase exceeded the sale by approximately $0.5 billion. For comparison, in June the difference was $0.51 billion, and in July last year - $0.33 billion.
International reserves of Ukraine decreased in a month: how much money is left
International currency reserves of Ukraine decreased by 0.1% in July. As of August 1, their volume amounted to $51.2 billion. The change in the indicator was influenced by the currency operations of the National Bank and payments on foreign debt. At the same time, a significant part of the costs was compensated by international financial assistance, the placement of currency bonds and the conversion of funds from the EU.