Rates update11/11/2026, 20:40
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monobank

Active

A fully mobile bank with no branches. Popular for its convenient app and transparent terms.

Founded2017
CountryУкраїна
Branches0
ATMs30 000+
Clients9+ млн

About monobank

A fully mobile bank with no branches. Popular for its convenient app and transparent terms.

Market experience
Operating since 2017
Wide network
0 branches, 30 000+ ATMs
Digital bank
Over 90% of services online
Reliability
Private bank
More about the bank →

All cards monobank

Choose the card that suits you. Issue online in a few minutes.

monobank
Black CardDebit→
monobank's flagship debit card for everyday spending with cashback and free servicing.
Up to 20% cashback in monthly categoriesFree issuance and servicingInterest-bearing savings jar
monobank
White CardCredit→
monobank credit card with a credit limit and a grace period on purchases.
Credit limit up to UAH 200,000Grace period up to 62 daysInstalments and pay-in-parts
monobank
PlatinumPremium→
monobank's premium card with a miles program, insurance and airport lounge access.
Miles for purchases redeemable for flights and rail ticketsVisa Infinite and Mastercard World EliteTravel insurance and lounge access
monobank
Iron CardPremium→
monobank's top-tier metal premium card with elite privileges and discounts.
Metal card bodyVisa Infinite and Mastercard World ElitePersonal discounts and premium service
monobank
Kids Card (Mono Junior)Kids→
A card for children aged 6–14 with parental control over spending and limits.
Parental control of limits and transactionsFree servicingOwn savings jar and cashback for the child
Online issue
Open a card in 5 minutes in the app.
Secure
3D Secure, SMS confirmation and operation monitoring.
Manage the card
Limits, blocking, PIN change in the app.
More bonuses
Promotions, personal offers and monthly cashback.

Latest bank news

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Articles about monobank

Useful guides, reviews and tips for clients of monobank

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More useful materialsGuides, tips and answers to questions about all bank services.All articles →
4.5of 5★★★★★based on 6 reviews

Score from published reviews on this site. It is not an assessment of the bank’s financial stability.

Сергій★★★★★30.08.2026 17:02

Немає відділень, і коли треба щось нестандартне - через підтримку в чаті, іноді довго чекати відповіді.

Алина★★★★★22.10.2026 10:18

Пользуюсь моно уже два года, обмен валюты прямо в приложении - это удобно, никаких очередей.

Владислав★★★★★19.07.2026 08:30

Тільки застосунок, жодних відділень - і це кайф, бо все робиться за три тапи. Обмін валют прямо в картці, курс видно одразу.

Юлія В.★★★★★12.09.2026 07:55

Курс у застосунку оновлюється майже в реальному часі, купую євро перед поїздками саме тут.

Наталія П.★★★★★05.08.2026 11:15

Кешбек непоганий, а купівля доларів у застосунку швидша, ніж у будь-якому обмінному пункті біля дому.

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Frequently asked questions

How do I exchange currency in monobank without branches?
In monobank all currency exchange happens online, in the app only. Open a currency card, choose "Exchange" and enter the amount: hryvnia, dollars and euros are converted at the bank rate within seconds.
Why does monobank's app rate differ from other banks?
Monobank sets its exchange rate independently and updates it during the day depending on demand. You can compare it with PrivatBank, Oschadbank and other banks in the table on this page or in the Compare Rates section.
Can I get cash currency at monobank?
Monobank has no own branches or cash desks, so you cannot get cash foreign currency directly from the bank. You can withdraw hryvnia from a currency card at partner ATMs, while currency exchange itself is only available cashless in the app.