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How to top up a monobank card: all the ways
All the ways to top up a monobank card: from another card, by details, with cash via terminals and from other people — with limits and fees.
Since monobank has no branches, you can top up a card entirely remotely — from another card in the app, by details, from other people, or with cash via partner terminals. Let's look at each method, the limits and fees.
Top-up methods
- from another card — a transfer in the monobank app from a card of any bank;
- by details / IBAN — salary, payouts, transfers from sole traders or legal entities;
- from other people — they transfer to your card number or phone;
- with cash — via self-service terminals and partner top-up points.
How to top up from another card
- Open the monobank app and choose the card to top up.
- Tap "Top up" and choose "From another card".
- Enter the source card's details and the amount.
- Confirm — the money is usually credited instantly.
Cash top-up
monobank has no cash desks, so cash is deposited via self-service terminals and partner top-up points (e.g. payment terminals in shops). At the terminal, choose topping up a monobank card, enter the card number and deposit the cash. Note: cash top-ups via third-party terminals may carry the terminal operator's fee.
Top-up from other people
For someone to send you money, it's enough to give your card number or the phone number linked to monobank. The sender makes an ordinary transfer, and the funds arrive on your card — usually instantly.
Limits and fees
Top-ups are subject to limits (daily/monthly) and a possible fee depending on the method. Top-ups from your own cards and transfers within limits are often free; cash top-ups via third-party terminals may carry an operator fee. Check current terms in the app and at the terminal.
FAQ
Can I top up a card without the app?
Yes — someone can transfer to your card/phone number, or you can deposit cash via a terminal. But the handiest is from another card right in the app.
Is there a fee for topping up?
Top-ups from your own cards are usually free; cash top-ups via third-party terminals may carry an operator fee. Check before depositing.
How long does crediting take?
From a card and by phone number — usually instant. By details (IBAN) — may take within the business day.
How do I top up with cash if there are no branches?
Via self-service terminals and partner top-up points — choose monobank, enter the card number and deposit the notes.
Limits, fees and available top-up methods may change — check current information in the monobank app.
