How to open a monobank card online

monobank is a fully mobile bank with no branches: everything, from opening a card to transfers and deposits, happens in the app. You can open a card online in a few minutes with just a smartphone and a passport. Below is a detailed guide, which cards are available and what makes monobank special.

What you need to open a card

• a smartphone (iOS or Android);
• a Ukrainian passport (ID card or booklet);
• a tax number (RNOKPP);
• a Ukrainian SIM card to confirm your number.

Since monobank has no branches, identification is done remotely — via a document photo and a selfie, or BankID.

Screenshot: the monobank app in the App Store / Google Play

Step-by-step guide

1. Install the monobank app from the App Store or Google Play.
2. Enter your phone number and confirm it with an SMS code.
3. Pass identification: photograph your passport and take a selfie, or use BankID if you're a client of another bank.
4. Choose a card — for example, the main Black card.
5. Done: the virtual card is available instantly, and the plastic is ordered with free delivery.

Screenshot: registration and identification in the monobank app

Which cards you can open

• Black card — the main debit card with up to 20% cashback in monthly categories and free servicing;
• White card — a credit card with a limit and a grace period;
• Platinum / Iron — premium cards with extended privileges (Iron is metal);
• Kids card — for children, with parental control;
• virtual cards for secure online purchases.

How to get the plastic card

monobank has no branches, so the physical card is delivered — by courier or to a post office / partner pickup point depending on your city. You can use the virtual card immediately after opening: add it to Apple Pay or Google Pay and pay by phone while the plastic is on its way.

monobank features

• everything in the app — no branches, support and operations online;
• category cashback — each month you can pick categories with higher cashback;
• savings jar — a separate "wallet" for your balance with interest;
• pay-in-parts and instalments for purchases.

FAQ

Can I open a card without a branch?

Yes, monobank has no branches at all — the whole process is online in the app with remote identification.

How long does opening take?

Usually a few minutes: registration, identification and issuing a virtual card happen right away.

Is servicing of the Black card free?

Yes, basic Black card servicing is free. Check current terms in the app.

Can I pay while the plastic is being delivered?

Yes — add the virtual card to Apple Pay or Google Pay and pay by phone right after opening.

Terms, tariffs and the list of cards may change — check current information in the monobank app or on the bank's website.