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PrivatBank tariffs and fees: what to know
An overview of PrivatBank main tariffs and fees: servicing, transfers, cash withdrawal and how to check them.
Before using a card actively, it's worth understanding its tariffs — so you don't overpay for operations that can be done for free. Below are PrivatBank's main fee types, an indicative table, tips to cut costs and where to always see the current figures for your specific product.
Main types of fees
| Operation | Usually |
|---|---|
| Basic card servicing | often free; premium — monthly fee |
| Cash withdrawal at PrivatBank ATMs | as a rule, no fee |
| Withdrawal at other banks' ATMs | a fee may apply |
| Transfer between your own cards | usually free |
| Transfer to another's card / another bank | a fee may apply (shown before confirmation) |
| Utility and service payments | some free, some — a fixed fee |
| Payments and withdrawals abroad | conversion rate + possible fee |
| SMS alerts | usually a paid monthly option |
This is an indicative picture — exact amounts depend on the specific card and tariff package.
How to check current tariffs for your card
- Open the Privat24 app and select the card you need.
- Go to the product details or the "Tariffs" section.
- Before each operation the app shows the fee — pay attention to it before confirming.
Fees abroad and currency conversion
When you pay or withdraw money abroad in a currency different from your card's currency, conversion happens at the bank/payment system rate — and a fee may apply on top. To avoid overpaying while travelling:
- multi-currency or premium cards with better conversion are convenient for travel;
- at ATMs abroad choose to be charged in the local currency (avoid the DCC dynamic conversion "service");
- check the conversion rate and fee in your card's tariffs.
How not to overpay
- withdraw cash at PrivatBank ATMs;
- use your own cards or the bank's services for transfers;
- choose a card whose tariff fits your habits (travel, cashback, premium service);
- disable paid options you don't use;
- check the fee on the confirmation screen — it's always shown before the operation.
FAQ
Is servicing of the "For Life" card free?
Basic servicing is usually free, but some services (SMS, premium options) may carry a fee. See exact terms in the app.
Where can I see the fee before a transfer?
Privat24 shows the fee on the confirmation screen — before you complete the operation.
Why was more debited abroad than I spent?
Because of currency conversion and a possible fee for a foreign-currency operation. The difference depends on the rate on the debit day and the card tariff.
How do I see the full list of tariffs?
Full tariffs are published on the bank's official website and in the product details in the app — they list all fees for your card.
Tariffs change — always check current terms in the Privat24 app or on the bank's website. The figures above are indicative.
