Currency limits of the NBU in 2026: how much can be bought, withdrawn and exported

Updated: July 20, 2026. Limits are set by NBU regulations for the period of martial law and are periodically relaxed - check the NBU website or your bank before large operations.

The main figures of 2026: cash currency can be purchased without an official limit, cashless online - up to 50,000 UAH per month in one bank, withdrawals from accounts - up to 100,000 UAH equivalent per day, and up to 10,000 EUR equivalent per person can be taken abroad without declaration. Below are all current limits for four life situations: purchases, cash withdrawals, payments abroad and crossing the border with cash.

Buying currency: as much as possible

The UAH 50,000 limit applies to a bank, not to a person: having accounts in two or three banks, the amount can be legally multiplied. Where it is more profitable to buy, taking into account these limits, was analyzed in a comparison of exchange channels.

Withdrawal of cash from accounts

The UAH 100,000 limit is calculated for each account separately. Banks additionally set their own one-time transaction limits at ATMs (typically UAH 25,000–40,000) — these are technical restrictions, not a ban on withdrawing the daily amount in several transactions. To issue large amounts of currency, cash desks usually ask for an order one to three days in advance.

Settlements and transfers abroad

The strictest part of the restrictions. Payment by Ukrainian card for goods and services abroad or in foreign online stores — without limits from the NBU (banks may have their own). But direct money transfers abroad for individuals remain significantly limited: P2P transfers from a Ukrainian card to a foreign one have been prohibited since 2022, and SWIFT transfers from one's own accounts are allowed only for certain purposes (education, treatment, alimony, etc. - the list of exceptions is determined by NBU Resolution No. 18, and banks check documents on a case-by-case basis). The standard legal way to have money abroad is a currency card of a Ukrainian bank: calculations are not limited with it, and cash can be withdrawn within the limits of tariffs.

Cash withdrawal across the border

Three practical nuances. The limit of EUR 10,000 applies per person and for one border crossing, children's cash is included in the family amount. Bank statements, property sale contracts, and income certificates serve as documents of origin when declaring. And for an undeclared amount over the limit, a fine is provided - so for large amounts, the safer way is not to carry cash at all, but to use cards that are not included in the limit.

What will happen next with these limits

The NBU eases currency restrictions gradually, in batches every few months — as reserves (now at a record $51.3 billion) and the exchange rate remain stable. The logic of the regulator is unchanged: relaxation for business and non-cash transactions first, cash and cross-border limits - last. The complete lifting of restrictions is tied to the end of martial law. We update this guide after each package of changes - see the current state of the exchange rate and the market in the forecast of the dollar exchange rate.

Frequently asked questions

How much cash currency can be bought at a time?

There is no official limit - how much is in the cash register. Up to UAH 400,000 in equivalent, a passport is enough, above that, documents about the source of funds are required.

How much currency can be withdrawn from the account per day?

Up to UAH 100,000 equivalent from one account per day. The limit applies to each account separately; one-time ATM limits can be bypassed with several transactions.

How much money can be taken abroad without a declaration?

Up to 10,000 euros in cash equivalent per person for one border crossing — in all currencies in total. Money on cards is not included in this limit.

Is it possible to transfer money from Ukraine to a foreign account?

P2P transfers to foreign cards are prohibited, SWIFT transfers are allowed only for specified purposes with documents. The simplest legal alternative is to make payments abroad with a currency card of a Ukrainian bank.

Is it possible to withdraw cash from a Ukrainian card abroad?

Yes: from hryvnia - up to 12.5 thousand hryvnias equivalent per week, from currency - within the limits of the bank's tariffs. At the same time, payment by card is not limited, so it is more profitable to pay without cash abroad.

The material is informative. Limits can be changed by NBU regulations — check the current values ​​before operations.