News archive - November 2026

Gas station prices on November 8: gasoline, diesel and gas unchanged

Ukrainian gas station chains took a price break: the cost of gasoline, diesel and autogas remained at the level of Saturday on November 8.

Trump declared a "very strong inclination" of Russia and Ukraine to end the war before talks in Abu Dhabi

In Abu Dhabi, the first tripartite negotiations between the USA, Ukraine and Russia to end the war in several months will begin. Trump speaks of the parties' "very strong inclination" to end the war, and Zelenskyi emphasizes that successes on the front strengthen Kyiv's position.

S&P downgraded Poland's credit rating to A- due to rising debt

S&P Global Ratings lowered Poland's long-term rating from A to A-, and the forecast to negative due to a high budget deficit and rapid growth of public debt.

Employers reduce hiring: vacancies in Ukraine decreased by 10.5%

In October, the number of new vacancies in Ukraine fell by 10.5% year-on-year, and in retail trade by 27.7%. Data from the October Inflation Report of the NBU.

The Council adopted in the first reading the draft law on the accession of Ukraine to SEPA

The Verkhovna Rada supported as a basis the draft law that brings Ukraine closer to the SEPA Single Euro Payments Area. The document should reduce transfer fees for Ukrainians abroad and businesses.

Price caps may limit electricity imports from the EU this winter

Due to low marginal prices, Ukraine may again lose access to electricity imports from the EU in the winter, even if there are technical possibilities, the expert warns.

After the exchange rate jump, banks took $94 million in cash from the NBU in three days

From November 3 to 5, the National Bank sold 94 million dollars and 30 million euros in cash to banks to strengthen cash registers - the regulator called the demand moderate.

Preferential loans of 5-7-9% in 2026: who is given and under what conditions

We analyze who can apply for the 5-7-9% state program, which banks issue it, which documents are required and where they are most often refused.

Transfers from abroad to Ukraine: SWIFT, Wise, Western Union - whichever is cheaper

We compare three ways to receive money from abroad: bank SWIFT, Wise service and Western Union cash transfers. Where the commission is lower and the rate is better.

Oschadbank has increased energy financing to UAH 11 billion in 2026

In 2026, Oschadbank concluded credit agreements for financing energy projects for UAH 11 billion - 62% more than last year. The bank is also developing its own autonomous branch power supply system.

Renting an apartment in Kyiv, Lviv and Ivano-Frankivsk takes up to 86% of the salary

Renting a one-room apartment in the center of Kyiv, Ivano-Frankivsk and Lviv eats up from 76% to 86% of the average salary - Ukrainian cities have come close to Barcelona and Madrid in terms of this indicator.

The official rate of the National Bank of Ukraine and the commercial rate: what is the difference and where does the number work

The NBU exchange rate on the bank's website is not the figure at which you will buy currency at the cash desk. We explain where the official exchange rate comes from, why banks calculate differently, and when the NBU figure still matters.

Norway will allocate 500 million kroner to Ukraine for pensions and social benefits

Norway will allocate 500 million kroner (about $53 million) to support the state budget of Ukraine - the funds will go to pensions, salaries of state employees and social benefits in early 2027.

The NBU recognized the impeccable reputation of the owners of Miloan and 4 other companies

The National Bank recognized the impeccable business reputation of five financial companies due to the Russian citizenship of one of the owners and unreliable data. Among the institutions is the Miloan online lending service.

The NBU offered banks $50 million and €50 million in cash, but the demand turned out to be lower

On November 5, the National Bank offered banks 50 million dollars and 50 million euros each to strengthen cash registers, but financial institutions took only 40 million dollars and 9 million euros - the demand turned out to be much lower than the proposed amount.

The NBU sold a record $6 billion in October, but reserves grew to $49.1 billion

According to the results of October, the international reserves of Ukraine increased to $49.1 billion, despite the record sale of currency by the National Bank - $6 billion - to support the hryvnia exchange rate.

The NBU sold $1.76 billion on the interbank market during the week without buying currency

From November 2 to 6, the National Bank sold 1.76 billion dollars on the interbank market and did not make any purchases - the regulator continues to actively sell currency to support the hryvnia exchange rate on the interbank market.

The NBU warned about the risk of an inflationary wage-price spiral in Ukraine

The National Bank warned about the risk of an inflationary spiral "salaries - prices": according to one of the panelists, delaying the tightening of monetary policy may increase the risk of such a spiral and make it difficult for inflation to return to the target.

The NBU worsened the inflation forecast for 2026 to 12.5%: when to expect a decrease in prices

The National Bank expects inflation to accelerate to 12.5% in 2026 due to the effects of shelling and rising fuel prices, but predicts a slowdown to 7.3% in 2027 and a return to the 5% target in 2028.

The NBU will increase the minimum capital of banks to UAH 250 million from 2027

From January 3, 2027, the NBU will increase the minimum regulatory capital of banks from UAH 200 million to UAH 250 million. At the same time, the regulator simplifies crediting conditions for defense enterprises, energy and critical infrastructure.

The NBU calculated that the port blockade will cost Ukraine $5.2 billion in exports

The National Bank estimated Ukraine's losses from the Russian blockade of Black Sea ports: $4.6 billion in agricultural exports and another $0.6 billion due to the suspension of ore exports only until the end of 2026.

The NBU increased the sale of foreign currency to $15.1 billion for the quarter due to the deficit

In the third quarter of 2026, the foreign currency deficit in Ukraine increased, so the NBU increased sales on the market to $15.1 billion. The regulator explained the reasons - from defense purchases to the consequences of attacks on exporters.

NBU: liberalization of currency rules hardly changed the market

The National Bank admitted that the easing of currency restrictions for business has not yet affected the market: such transfers accounted for only about 6% of all cross-border payments, and the exchange rate is still supported by the regulator's interventions.

Investments11/10/2026

Savings account versus deposit: what to choose for an airbag

Where to keep money for force majeure: in a savings account with free access or in a deposit with a higher rate. We analyze the difference and typical errors.

Microloans online: risks, real rate and alternatives

A payday microloan seems like a quick rescue, but the real value of money there is often higher than it appears from advertising. We figure out how to calculate it and what to take instead.

Exchange rates on November 9: banks lowered the price of the dollar, it became more expensive in exchange offices

On Monday, November 9, the dollar got cheaper in banks, but it got a little more expensive when bought in exchange offices, and the euro fell in price almost everywhere.

The dollar rate fell to UAH 45.44: that the NBU responded to criticism of the currency jump

The NBU set the exchange rate for the dollar on November 6 at UAH 45.44, the euro at UAH 51.04. Both currencies fell in price after a recent rise, and the day before, from October 26 to 30, the regulator conducted a record intervention, selling $1.8 billion interbank.

The dollar exchange rate broke a record: why the hryvnia fell in price and what the NBU says

The official exchange rate of the dollar on November 4 increased to UAH 45.67 - a historical maximum. The NBU explains the devaluation of the hryvnia by the lack of currency on the market, and the expert considers the market's reaction to be excessive.

The dollar exchange rate on November 10: the NBU increased the exchange rate to UAH 45.41

The NBU set the official dollar exchange rate for November 10 at UAH 45.41 - 9 kopecks higher than Monday's rate.

Credit card or cash loan: which is cheaper in the end

A card with a grace period and a cash loan calculate the overpayment differently. We show by examples when a card is cheaper, and when - a regular loan with a schedule.

Credit history in Ukraine: where to check and how to correct errors

We explain who keeps the credit history of Ukrainians, how to check your rating for free and what to do if there is an error in the bureau's report.

The card was blocked due to financial monitoring: what to do and how to unblock it

Has the bank frozen the account and is asking for documents? We explain why this happens, what papers to prepare and how long to wait for unlocking.

Card for traveling abroad: which currency to keep and how to avoid commissions

We analyze whether it is worth opening a foreign currency account before the trip, how banks make money on the conversion of checks and which card really saves money abroad.

The Cabinet of Ministers transferred UAH 503.7 million from servicing the national debt to state bodies

At the end of the year, the government withdrew UAH 503.7 million from expenses for servicing the state debt and directed them to finance state bodies - people's deputy Nina Yuzhanina informed about the redistribution.

Investments11/10/2026

Investors are lowering expectations for Anthropic's pre-IPO valuation

After the collapse of the Nasdaq, investors believe that Anthropic will go public at a valuation below the previously announced $2 trillion - even $1.5 trillion is now called a "stretched" figure.

The European Commission requires Ukraine to speed up account registers for SEPA

Brussels insists that Ukraine quickly adopt laws on registers of bank accounts, safes and owners of trusts without delay - this is a condition for access to the SEPA fast payments system.

How not to run into fraudsters at the exchange point: practical signs

The exchange rate is "even better", bills flashing in the hands, and the commission, which is mentioned at the last second - we analyze the typical schemes of fraud in exchangers and how to spot them in advance.

Cash dollar or cashless: the difference in the rate and when it matters

The rate at the ATM, on the card and in the cash rate of PrivatBank or monobank is almost always different. We explain where the spread comes from and when to exchange cash and when to pay by card.

Business11/10/2026

Ferrexpo suspended production in Ukraine due to shelling of the energy sector

The mining company Ferrexpo temporarily stopped production in Ukraine - due to strikes on the energy supply, the electricity supply became unstable. Assets are not damaged, deliveries to Europe will be covered from stocks of finished products.