How to open a card at Oschadbank: online and at a branch

Oschadbank is a state bank with the largest branch network in Ukraine. You can open a card both online in the Oschad 24/7 app and at a branch — convenient for those who prefer to do it in person. Let's look at both ways, which cards are available and what you'll need.

What you need to open a card

• a Ukrainian passport (ID card or booklet);
• a tax number (RNOKPP);
• for online — a smartphone and the Oschad 24/7 app.

Which cards you can open

• My Card — the main debit card for everyday purchases;
• My Credit Card — a credit card with a limit and grace period;
• Premium card — with extended privileges;
• Payments card — for pensions, salaries and social payments;
• LIKE'U — a youth card;
• ePidtrymka — for receiving state payments under the program.

How to open a card online (Oschad 24/7)

1. Install the Oschad 24/7 app from the App Store or Google Play.
2. Register with your phone number and pass identification.
3. Choose the card you need and apply.
4. After issuance, use the card and collect the plastic at a branch or order delivery (depending on the product).

Screenshot: applying for a card in the Oschad 24/7 app

How to open a card at a branch

1. Take your passport and tax number.
2. Visit the nearest Oschadbank branch.
3. Choose a card, sign the contract — the plastic is issued at the branch.

Thanks to the large branch network, this way is convenient across the country, especially for pensioners and recipients of social payments.

FAQ

Can I open a card online?

Yes, via the Oschad 24/7 app with remote identification. Some cards are also issued at a branch.

Which card suits a pension or social payments?

The Payments card — designed for pensions, salaries and social payments. Check the terms at a branch or in the app.

How much does servicing cost?

It depends on the card type. Check current tariffs in the Oschad 24/7 app or on the bank's website.

Do I need a tax number?

Yes, to open an account you'll need a passport and RNOKPP (tax number).

Terms, tariffs and the list of cards may change — check current information in the Oschad 24/7 app or on the bank's website.